准贷记卡是指持卡人须先按发卡银行请求交存一定金额的备用金(a shot in the locker)（其实这个备用金你立刻就可以全部取走的，跟没存没多少区别），当备用金账户余额缺乏支付时，可在发卡银行规定的信用额度内透支...
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Don't give up hope while there's a shot in the locker.
不到最后关头不要放弃希望（不见棺材不掉泪）。
In fact, he's the perfect glue guy on a winning team, because he plays great defense, makes the open jumper and never takes a bad shot or makes a stink in the locker room.
事实上，他是一支获胜球队中最完美的球队黏合剂，因为他防守出色，能够命中空位跳投，而且从来不会胡乱出手，也不会在更衣室里惹麻烦。
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